MORTGAGE CALCULATOR

Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
$
$
%
%
$ /year
%
Advanced
Payment
Schedule
Your mortgage payments over 30 years will add up to $0.
Get more info from a local expert!
Full Name
Phone

By checking this box, I agree by electronic signature to the Electronic Disclosure Consent Agreement; to receive recurring marketing communication from Charles Rutenberg Realty, including auto-dialed calls, texts, and artificial/prerecorded voice messages (message frequency varies; data rates may apply; reply "STOP" to opt-out of texts or "HELP" for assistance); and to the Terms of Service and Privacy Policy of this website. Consent not required to make a purchase. I understand that I can call to obtain direct assistance.

MEET WITH AN AGENT

Whether you're buying your first home, relocating to Central Florida, moving within the Orlando area, or searching for your next investment, having the right agent in your corner matters. Our team will help you understand your options, build a strategy around your goals, and confidently navigate the process from your first showing through closing day.

CONNECT WITH A MORTGAGE LENDER

Connecting with a trusted mortgage lender early in the process helps you understand your budget, financing options, and what you can comfortably afford before you begin seriously shopping for a home. We work with experienced lenders who understand the Central Florida market and can help you explore the loan programs and financing options available to you.

START YOUR HOME SEARCH

Once we understand what you're looking for, we'll help you narrow down the communities and homes that make the most sense for your lifestyle, budget, and goals. You'll receive up-to-date listing alerts, and we'll help you evaluate each opportunity—from resale homes and new construction to properties you may not have considered on your own.

 

Ready to start looking? Search available Central Florida homes below or connect with our team for a customized home search.

WHAT TO EXPECT WHEN BUYING A HOME

Buying a home comes with a lot of moving pieces, but you don’t have to navigate them alone. We’ll guide you through each step, keep you informed along the way, and make sure you know what to expect from the beginning of your search through closing day.

 

1. GET PREPARED
We’ll talk through your goals, timeline, budget, and what you’re looking for in a home. If you’re financing, we’ll also help connect you with a trusted lender so you can get pre-approved and understand your options.

 

2. START YOUR SEARCH
We’ll narrow down the homes and communities that fit your needs, schedule showings, and help you evaluate your options—including resale homes and new construction throughout Central Florida

 

3. MAKE AN OFFER
Once you find the right home, we’ll help you determine a competitive offer strategy, explain the terms of the contract, and negotiate on your behalf.

 

4. INSPECTIONS & DUE DILIGENCE
After you're under contract, we’ll help you navigate inspections, important deadlines, and the details that come with getting your purchase to the closing table.

 

5. CLOSING DAY
We’ll stay on top of the transaction through the final walkthrough and closing so you know what’s happening, what’s needed from you, and what comes next.

 

And then? The keys are yours.

MOVING TO CENTRAL FLORIDA?

Relocating involves a lot more than finding a house. We're here to help you understand the communities, commute times, new construction options, local amenities, and lifestyle differences that can be difficult to figure out from another state.

 

Our team regularly works with out-of-state buyers and can help make the process easier whether you're able to visit in person or need to begin your search virtually.

 

Ready to start planning your move? Schedule a relocation call with our team and let's talk about what you're looking for in Central Florida.

WHAT OUR CLIENTS ARE SAYING...
 

Kristen

Purchased a home in Altamonte Springs, FL with Kristin Duncan

We recently purchased a home with Kristin’s help as our buyer advocate. We were moving from out of state, so having someone in the local area that we could trust was extremely important. Kristin and her team were our eyes and ears throughout the entire process. We were lucky to be in such good hands! She is a professional, service oriented individual who takes great care of her clients.

Lorraine

Sold a home in Kissimmee, FL with Kristin Duncan

Kristen was an amazing help through a difficult sale. We were states away selling our Moms home and 9 of is involved! Kristen is knowledgeable of the markets and an advocate for her clients. She was professional, patient and a pleasure to work with overall. I'd 100% recommend working with her either buying or selling!

Michael

Purchased a home in Longwood, FL with Emily Sipple

We can’t say enough about Emily Culver and the incredible job she did in helping us relocate from Virginia to the Orlando area. From the very start, Emily went above and beyond, accommodating our demanding schedule with multiple house-hunting trips. She didn’t just help us find a home, she helped us understand the neighborhoods and navigate the entire process with ease. Emily handled everything with the utmost professionalism—from negotiating the offer to working seamlessly with her team, our lender, and even our selling agent back in Virginia. We were able to trust her completely to coordinate things on the ground in Florida when we couldn’t be there ourselves. Her kindness, availability, and dedication made one of the biggest decisions of our lives so much easier. We couldn't be more grateful for all she did for us!